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Saving to Travel Full Time


๐Ÿ’ฐThe questions most asked: How have we done it? How can you afford to travel? Are you working whilst you travel? So we thought we would do a little post about it...โฃ

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Firstly, I (Hayley) have always had a ๐˜ญ๐˜ฐ๐˜ต of debt. 5/6 years ago I still had around ยฃ45k to clear so first thing is first - ๐œ๐ฅ๐ž๐š๐ซ ๐š๐ง๐ฒ ๐๐ž๐›๐ญ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž! Clearing debt is boring AF and took me about 4 years after deciding enough was enough but if you know the date you can finish paying it all and have a plan it makes it so much easier.

During that time we downsized our rentals, got rid of our cars, stopped buying new things and really reduced our outgoings as much as we could. I micro managed my finances and can share a ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐ฌ๐ฉ๐ซ๐ž๐š๐๐ฌ๐ก๐ž๐ž๐ญ with anyone that would find it useful. Being debt free gives you a freedom I never knew!! ๐Ÿ™Œ๐Ÿปโฃ If only I could have had a word with 17 year old me!

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โฐSecond point to note, we are ๐›๐จ๐ญ๐ก ๐ข๐ง ๐จ๐ฎ๐ซ ๐ฅ๐š๐ญ๐ž ๐Ÿ‘๐ŸŽ๐ฌ and had carved out good careers for ourselves in technology. There is no way either of us could have saved as much in our 20s so when young people comment that they would love to do it - you have so much ๐ญ๐ข๐ฆ๐ž ๐ญ๐จ ๐ฉ๐ฅ๐š๐ง ๐š๐ง๐ ๐ฌ๐š๐ฏ๐ž!! โฃ

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๐Ÿ’ฐLastly - ๐ฌ๐š๐ฏ๐ข๐ง๐ ! Having never saved a penny in our lives, 3 years ago we began to seriously think about long term travel. I still had some significant debt left to pay but we also set up a savings account so we had something to work towards and any extra money we had, we saved. Early 2019 was when we got serious. Debt free by August, we started selling our stuff, downsized again and ๐ฌ๐ฐ๐ข๐ญ๐œ๐ก๐ž๐ ๐Ÿ๐ซ๐จ๐ฆ ๐ฌ๐ฉ๐ž๐ง๐๐ข๐ง๐  ๐š๐ง๐ ๐ฌ๐š๐ฏ๐ข๐ง๐  ๐ญ๐ก๐ž ๐ซ๐ž๐ฌ๐ญ ๐ญ๐จ ๐ฌ๐š๐ฏ๐ข๐ง๐  ๐š๐ง๐ ๐ฌ๐ฉ๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐ฅ๐ข๐ญ๐ญ๐ฅ๐ž ๐ฐ๐ž ๐ก๐š๐ ๐ฅ๐ž๐Ÿ๐ญ. We booked our first flight a year in advance so we had a date and a goal which was so important!โฃ

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So there you go, there was no lottery win, no quick and easy way. This has been 5 years in the making... decisions, choices, sacrifices and most of all time. Time flies so the day will be here before you know it and I promise if itโ€™s your goal to travel or take some extended time away from work it is possible. It just takes time, commitment and planning. Any questions or if anyone would like a copy of my savings spreadsheet please drop me a message

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